Neighborhood · Key Largo, Florida
Cross Key Waterways Estates
Deep-water canals and easy Atlantic access in Key Largo
3
Homes for sale
$750,000
Median list price
$1,071
Avg price / sqft
55
Median days on market
Cross Key Waterways Estates sits at the northern gateway to the Florida Keys, a small canal community built for people who want their boat in the backyard and the reef within a short run. Every active listing here is waterfront, so the neighborhood feels less like a subdivision and more like a working boater's enclave, with quiet streets that share the same island character you'll find across Key Largo homes for sale and neighboring pockets like Largo Sound Park and Port Largo.
The market is genuinely thin — just 3 homes are active right now, with a median list price of $750,000 and a top-end asking price of $1.8 million. Homes that sold over the past year traded at a median of $1,625,000 and sellers collected about 98% of asking, so serious buyers should come ready. Browse the live map to see what's currently on the water, and note that inventory here moves in single digits, not dozens.
Cross Key Waterways Estates is a community in Key Largo, Florida.
Quick facts
$699,999 – $1.8M price range
1,159 sqft median home
$6,500/mo median rent
3 sold in 12 months
On the market now
Homes for sale in Cross Key Waterways Estates
$1,800,000
410 Bowie Ln, Key Largo FL 33037, KEY LARGO
3 bd · 2 ba · 1,250 sqft
$699,999
, KEY LARGO
2 bd · 2 ba
$750,000
721 Garden State Ln, Key Largo FL 33037, KEY LARGO
2 bd · 2 ba · 1,068 sqft
Every active listing inside the Cross Key Waterways Estates boundary
Open full map search →Find your fit
Browse Cross Key Waterways Estates
By feature — on the live map
Where the market lives
The numbers that matter
The Cross Key Waterways Estates market
3
Sold, last 12 months
$1,625,000
Median sold price
98%
Sale-to-list ratio
What sellers actually get vs asking
76 days
Median time to sell
Cross Key Waterways Estates vs Key Largo
Median list price
Price per sqft
Days on market
Live Stellar MLS data — every listing and closed sale inside the Cross Key Waterways Estates boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Cross Key Waterways Estates is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Cross Key Waterways Estates home
≈ $4,658/mo
$750,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$6,500/mo
Median rent
Homes for rent inside the boundary
Population
613
Median age
46
Median income
$71,917
Median home value
$467,300
Beyond the listings
Living in Cross Key Waterways Estates
Appearance oriented
Top 7% in the U.S.Body Art
Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.
Hobbies & Interests
Top 9% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Pieces of History
You can find these people researching an upcoming exhibit at the natural history museum or learning about a famous monument. This population enjoys learning about the past.
Food & Drink
Trendy Eats
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
Emotional
Awestruck
Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.
Lifestyles
Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Straight answers
Cross Key Waterways Estates FAQs
Is Cross Key Waterways Estates a good place to live?+
It's a strong fit if boating is central to your lifestyle, since every home here is waterfront with canal access to the Atlantic. The neighborhood is small and quiet, and it sits alongside established Key Largo communities like Twin Lakes, giving you island living without the density of a resort strip.
Is it expensive to buy here?+
Yes — this is a premium waterfront market, with an average of $1,071 per square foot and a median list price of $750,000. Actual sales have run higher, with a median sold price of $1,625,000 over the past year, so budget accordingly for true deep-water access.
What do homes cost in Cross Key Waterways Estates?+
Active listings currently range from $699,999 to $1,800,000, with a median list price of $750,000 on a median home size around 1,159 square feet. One of the three active homes is priced above $1 million, and you can compare current options on the live map.
How is the market right now?+
It's a low-inventory market — only 3 homes are active and just 3 sold over the past 12 months. Listings that do sell move at a median of 55 days and fetch roughly 98% of asking, so well-priced waterfront homes don't linger.
What about HOA fees and property taxes?+
There's no reported HOA fee for the neighborhood, which keeps carrying costs simpler than in many gated communities. The median annual property tax runs about $5,953, and for context median rents in the area sit near $6,500 per month.
Keep exploring
More Key Largo neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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