3681 STOKES DR DRIVE, SARASOTA, FL, 34232
Active62 days on marketListed Jun 9, 2026MLS #A4696293
About this home
3681 STOKES DR DRIVE
NO HOA OR CDD FEES! Welcome to this meticulously maintained 3-bedroom, 2-bath home with a garage, updated kitchen and bathrooms, a large fenced yard, and a private resort-style pool and spa. Have a boat, RV, or other toys? Bring them! With a large lot and no HOA restrictions, there is room and flexibility for your lifestyle. Home features an impressive solar system, an energy-efficient AO Smith hybrid water heater, additional attic insulation, and numerous upgrades reflecting years of prideful ownership. Major improvements include a newer roof (2018), whole-house repipe (2018), newer windows, and a hurricane-rated garage door. Living room features include built-in cabinetry and a 4K TV, creating a comfortable space for relaxing or entertaining. The remodeled kitchen offers soft-close drawers, LED under-cabinet and ceiling lighting, granite countertops, and a convenient granite breakfast bar. The bathrooms have also been updated making this move-in ready. Woodburning fireplace adds to the cozy on chilly nights. The sparkling solar-heated pool and spa feature a sun shelf, and an energy-efficient pool pump. The spacious fenced yard provides plenty of room for entertaining, pets, gardening, or simply enjoying the Florida sunshine. Large shed provides additional storage for all your needs. The home includes a Vivint security system with window and door sensors at a low monthly cost. Location is hard to beat—close to I-75, restaurants, shopping, transportation, Home Depot, and everyday conveniences, with the world-famous beaches of Siesta Beach just a short drive away. Low utility costs. Major updates. No HOA. No CDD. Large fenced lot. Pool and spa. Room for your toys. This is Florida living designed for comfort, convenience, and affordability whether you are a snowbird or full-time resident!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,228
Sqft
0.25 ac
Lot size
1
Garage
1961
Year built
One
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.1%
$/sqft vs Sarasota actives
$366 vs $344
Days on market
62 vs 63 typical
Where $366/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Ridgewood Estates — neighborhood snapshot
Population
3,774
Median age
37
Median income
$90,863
Median home value
$307,760
Avg household
3
Households w/ children
337
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the SARASOTA 34232 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3681 STOKES DR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$135,000
4567 SHOSHONE TRAIL UNIT 167
2 bd · 2 ba · 1,178 sqft · $115/sqft · 19 DOM
Sold · Jul ’26$320,900
4527 PIKE AVENUE
3 bd · 1 ba · 1,334 sqft · $241/sqft · 116 DOM
Sold · Dec ’25$285,000
4563 WHIRLAWAY DRIVE UNIT C
3 bd · 2 ba · 1,452 sqft · $196/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3681 STOKES DR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3681 STOKES DR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3681 STOKES DR DRIVE FAQs
What would the monthly payment be for 3681 STOKES DR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3681 STOKES DR DRIVE?+
The most recent tax bill on record (2025) was $1,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3681 STOKES DR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $449,000, this home is listed about 20% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3681 STOKES DR DRIVE?+
Brentwood Elementary School (elementary), McIntosh Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 63% above the SARASOTA 34232 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $459,000, now $449,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Midge McCarthy. MLS #A4696293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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