
9348 HIALEAH TERRACE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Aug 16, 2026MLS #D6148422
About this home
9348 HIALEAH TERRACE
CANAL-FRONT | GULF ACCESS | POOL HOME | COVERED BOAT DOCK & 10,000-LB LIFT Welcome to this exceptionally spacious 4-bedroom, 3-bath waterfront pool home, where Florida living meets comfort, style, and functionality. Situated on a Gulf-access canal with a private covered boat dock and 10,000-lb boat lift, this home offers the ultimate waterfront lifestyle with direct access to the canals, Interceptor Lagoon, Charlotte Harbor, and the Gulf of America. Inside, the thoughtfully designed floor plan offers four bedrooms split into three separate areas, providing exceptional privacy for family and guests. Multiple living spaces include a formal living room, formal dining room, and an expansive family room, making this home ideal for both everyday living and entertaining. The layout also offers excellent potential for a vacation or seasonal rental. The chef's kitchen is designed for both function and entertaining, featuring extensive cabinetry, a separate closet pantry, stone countertops, and upgraded stainless-steel appliances, including a built-in double wall oven and drop-in cooktop. A breakfast bar, adjacent breakfast nook, and built-in desk area provide plenty of space for casual dining, organization, and everyday convenience. Step outside and discover your own private Florida oasis. The spectacular outdoor living area features a fully equipped outdoor kitchen with built-in grill and hood, sink, bar seating, and a dramatic stone accent wall with integrated lighting. Enjoy the covered lanai, take a dip in the heated saltwater pool, or unwind in the hot tub after a day on the water. The oversized primary suite is a true retreat, offering an extended sitting area, tray ceiling, and his-and-hers walk-in closets. The luxurious primary bath features a separate soaking tub, walk-in shower, dual vanities with stone countertops, and a dedicated makeup area. Three additional guest bedrooms are located on the opposite side of the home along with two full guest bathrooms, including one that conveniently serves as a pool bath. The generously sized laundry room adds even more functionality with abundant cabinetry and storage. A large three-car garage with a finished painted floor provides plenty of room for vehicles, water toys, and storage, while the oversized paver driveway offers abundant additional parking. And then there's the location—just 15 minutes from beautiful Boca Grande and the beaches of Englewood, with multiple golf courses nearby and convenient access to Port Charlotte, Wellen Park, and North Port. Bring your boat, bring your guests, and embrace the Florida waterfront lifestyle. This is the one you've been waiting for!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,466
Sqft
0.23 ac
Lot size
3
Garage
2006
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,276 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,276/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.9%
Days on market
1 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1923% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9348 HIALEAH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9348 HIALEAH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9348 HIALEAH TERRACE FAQs
What would the monthly payment be for 9348 HIALEAH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,276/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9348 HIALEAH TERRACE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9348 HIALEAH TERRACE?+
The most recent tax bill on record (2025) was $6,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9348 HIALEAH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $789,000, this home is listed about 139% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9348 HIALEAH TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$789,000 runs 1923% above the PORT CHARLOTTE 33981 median — but at 2,466 sqft it's also 51% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Shawna Lowbridge. MLS #D6148422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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