Donna Layton
$449,0003 bd2 ba2,050 sqft$219 /sqft$3,194 /mo all-in ↓

390 MAGNOLIA PLACE, DEBARY, FL, 32713

Active1 days on marketListed Aug 14, 2026MLS #V4950689

Private poolSingle Family ResidenceFLORIDA LAKE PARK PROP INC

Come see it

Upcoming open house

Sun, Aug 16

2:00 PM – 4:00 PM

About this home

390 MAGNOLIA PLACE

DEBARY - SPACIOUS HOME - .69 ACRE - NO HOA - FAMILY, LIVING, & GAME ROOM - HUGE GARAGE - GENERATOR - SUNROOM This A+ Debary home sits on a spacious .69-acre double lot in a tucked-away neighborhood and offers an ideal combination of space, privacy, and convenience. The 3-bedroom, 2-bath home features a split-bedroom floor plan, high ceilings, tall windows, and plenty of natural light. A brand-NEW KITCHEN with new appliances, quartz counters, breakfast nook, and modern finishes opens directly to the family room, creating a comfortable central gathering space. The primary suite also features a brand-NEW BATH. At the front of the home, the formal living and dining rooms flank the entry and are sized perfectly for additional entertaining space, a home office, or flex space. Large windows keep these rooms bright and inviting rather than feeling like unused formal areas. The family room opens through 8-foot sliders to a 15x18 enclosed SUNROOM with new windows, which can also be enjoyed as a screened porch. One of the home's standout features is the oversized 18x20 BONUS/GAME room with double french doors, wood built-ins, and a fireplace. It's a terrific flexible space for a game room, media room, home office, hobby area, or additional sleeping space. The 30'x24’ EXTRA DEEP (30') GARAGE is big enough for large pickup trucks, boats and includes built-in storage. Outside, the FENCED DOUBLE LOT provides an unusually large backyard with two storage sheds and plenty of room for a garden, chickens, and additional garages/workshops. The large oval ABOVE GROUND POOL is less than a year old and adds another great option for enjoying the expansive backyard. Well maintained - ROOF 2015, MASSEY TERMITE BOND, whole house propane GENERATOR. Located on a quiet street with direct access to the Rails-to-Trails bike path, this home is just a short ride from Gemini Springs, Green Springs, and the SunRail station. I-4, shopping, dining, Target, Lowes,Olive Garden, Longhorn Steakhouse etc are nearby.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,050

Sqft

0.7 ac

Lot size

2

Garage

1992

Year built

One

Levels

$219

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Range Hood
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationCrawlspace
FacesSouth
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Garden · Lighting · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,307/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,194 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$192
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,194/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$192
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$377KedgeAI estimate $396,640 · range $393K$404K$467K

vs edgeAI estimate

+13.2%

$/sqft vs Debary actives

$219 vs $205

Days on market

1 vs 29 typical

Where $219/sqft sits among the 120 Debary actives

15
32
31 · this home
23
11
8
$153–176$176–200$200–223$223–247$247–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary

Map of 390 MAGNOLIA PLACE

Drive times from this address

Downtown Orlando29 min
Universal Orlando41 min
Orlando Int’l Airport (MCO)48 min
Walt Disney World53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$393K$389K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

58 of 120

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $449,000 · 1 days on market since
1992Built · FLORIDA LAKE PARK PROP INC

Reality check

What actually sold near 390 MAGNOLIA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

384 MAGNOLIA PLACESold · Jul ’26

$360,000

384 MAGNOLIA PLACE · same community

3 bd · 2 ba · 1,460 sqft · $247/sqft · 16 DOM

350 LAKE CRESCENT DRIVESold · Mar ’26

$195,000

350 LAKE CRESCENT DRIVE · same community

3 bd · 2 ba · 1,216 sqft · $160/sqft · 13 DOM

643 COPPER BEECH BOULEVARDSold · Aug ’25

$420,000

643 COPPER BEECH BOULEVARD

4 bd · 2 ba · 2,087 sqft · $201/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 390 MAGNOLIA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 390 MAGNOLIA PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

390 MAGNOLIA PLACE FAQs

What would the monthly payment be for 390 MAGNOLIA PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 390 MAGNOLIA PLACE?+

The most recent tax bill on record (2025) was $2,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 390 MAGNOLIA PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $449,000, this home is listed about 12% above the Debary median of $399,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 37% above the DEBARY 32713 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Debary market that averages 29 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carolyn Evans. MLS #V4950689.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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