Donna Layton
$699,9993 bd2.5 ba2,437 sqft$287 /sqft$5,128 /mo all-in ↓

1576 LAKE RESERVE DRIVE, DELAND, FL, 32724

Active3 days on marketListed Aug 15, 2026MLS #V4950701

Single Family ResidenceRESERVE AT VICTORIA PHASE 2

About this home

1576 LAKE RESERVE DRIVE

Welcome to this beautifully upgraded Prescott model by Paytas Homes in The Reserve at Victoria, where thoughtful design, quality finishes, and extensive custom enhancements come together in a truly move-in-ready home. This 3-bedroom, 3-bathroom residence also offers a dedicated office, an extended 3-car garage, and a beautiful water view with ample space for a future pool or expanded lanai. From the moment you arrive, the home makes a wonderful first impression with a paver driveway, matching front porch, and custom glass-insert double-entry doors. Inside, ceramic tile flooring flows throughout the home, complemented by plantation shutters on all windows and stylish zebra shades on the rear sliding glass doors. Additional recessed lighting and electrical outlets have been thoughtfully added throughout the home, along with ceiling fans and light fixtures. The open-concept living area features a custom shiplap accent wall with illuminated built-in shelving and an electric fireplace. Just beyond the living area, a custom bar and entertainment cabinet with granite countertops provide additional functionality and an ideal space for entertaining. The kitchen is truly a standout feature, combining style, storage, and functionality. It features upgraded KitchenAid appliances, including the refrigerator, dishwasher, microwave, and range. The kitchen is anchored by a spectacular oversized island, providing an expansive workspace and generous gathering area. Quartz countertops continue throughout the kitchen, while the wall cabinetry extends to the ceiling and features elegant glass-front doors, providing additional storage and a refined custom look. Additional improvements include a whole-house water softener and under-sink water filtration system. The primary suite offers a spacious and convenient layout, with a beautifully appointed bathroom featuring a freestanding tub, dual sinks, quartz countertops, and direct access to the walk-in closet. The laundry room has been fully finished with custom cabinetry, a sink, and additional storage, with the washer and dryer remaining with the home. An exceptional feature of this home is the oversized, extended 3-car garage. The space includes epoxy-coated flooring, custom overhead storage, and a pull-down attic ladder providing convenient access to additional attic storage. Outside, the paver driveway and front porch have been professionally sealed. The backyard overlooks the water and offers ample room for a future pool, expanded lanai, or additional outdoor living space. The Reserve at Victoria offers low-maintenance living with HOA-provided lawn care, landscaping, and periodic mulching, along with access to a clubhouse, community pool, fitness center, playground, and amenity center. The community is conveniently located near historic Downtown DeLand and Stetson University, with easy access to Daytona Beach and Orlando. With extensive upgrades already completed, this home offers the opportunity to enjoy a beautifully customized residence without the time and expense of building new. Optional furniture is available for purchase separately and is not included in the sale.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,437

Sqft

0.19 ac

Lot size

3

Garage

2024

Year built

One

Levels

$287

Per sqft

Water view

Inside

FlooringCeramic Tile · Epoxy
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Dry Bar · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stone · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Ground Level
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$245/mo
Taxes (2025)$8,197/yr
PetsCats OK, Dogs OK
CommunityLake · Association Recreation - Owned · Clubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,128 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$683
HOA fee — from the listing$245
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,128/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$683
HOA / condo fee$245
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$457KedgeAI estimate $512,575 · range $477K$558K$728K

vs edgeAI estimate

+36.6%

$/sqft vs Deland actives

$287 vs $205

Days on market

3 vs 45 typical

Where $287/sqft sits among the 392 Deland actives

75
102
99
58
30
28 · this home
$147–174$174–201$201–229$229–256$256–284$284+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 1576 LAKE RESERVE DRIVE

Drive times from this address

Downtown Orlando43 min
Universal Orlando55 min
Orlando Int’l Airport (MCO)62 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

201 of 392

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $699,999 · 3 days on market since
2024Built · RESERVE AT VICTORIA PHASE 2

Reality check

What actually sold near 1576 LAKE RESERVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1405 COVERED BRIDGE ROADSold · Jul ’26

$550,000

1405 COVERED BRIDGE ROAD

4 bd · 3 ba · 2,578 sqft · $213/sqft · 16 DOM

321 ORCHARD HILL STREETSold · Aug ’26

$390,000

321 ORCHARD HILL STREET

4 bd · 2.5 ba · 2,276 sqft · $171/sqft · 37 DOM

1631 VICTORIA GARDENS DRIVESold · Jan ’26

$392,500

1631 VICTORIA GARDENS DRIVE

3 bd · 2 ba · 2,240 sqft · $175/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1576 LAKE RESERVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1576 LAKE RESERVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1576 LAKE RESERVE DRIVE FAQs

What would the monthly payment be for 1576 LAKE RESERVE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,128/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1576 LAKE RESERVE DRIVE?+

The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1576 LAKE RESERVE DRIVE?+

The most recent tax bill on record (2025) was $8,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1576 LAKE RESERVE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $699,999, this home is listed about 82% above the Deland median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1576 LAKE RESERVE DRIVE?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,999 runs 119% above the DELAND 32724 median — but at 2,437 sqft it's also 31% larger than the typical Deland listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Deland market that averages 45 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Maria Fiorito. MLS #V4950701.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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