20952 LITTLE MAGENS LOOP, LUTZ, FL, 33558
Active0 days on marketListed Aug 15, 2026MLS #W7888267
About this home
20952 LITTLE MAGENS LOOP
OWNER FINANCING AVAILABLE for this gorgeous remodeled/updated single-family home in the gated nudist/clothing-optional community of Paradise Lakes. This lovely residence is an entertainer's delight, offering a light and bright open floorplan with 3-bedrooms and 2-full baths. The kitchen features new cabinets, granite counters, stainless appliances, propane gas range, built-in microwave, disposal, dishwasher, undermount sink, and closet pantry. An expansive island has a granite counter, breakfast bar seating, and cabinet storage. Spread out in the spacious living room with stone-face wood-burning fireplace and clerestory windows. A dedicated dining area accommodates a table, chairs, and buffet. The primary bedroom suite has a large walk-in closet, dual sink vanity, walk-in tile-surround shower with glass doors, and linen storage cabinets. Two additional bedrooms (one with an exit door to the lanai) are ideal for guests, office, or flex room. Separate laundry room with full-size washer/dryer on pedestals, folding counter, and upper/lower cabinets. Sliding doors from the living room lead to the 312 sq ft covered enclosed lanai with laminate flooring, ceiling fan, window AC, and exit to the rear yard featuring a covered concrete paver patio with plenty of seating. Additional highlights include an above-ground heated spa with waterfall faucet, outdoor shower, outdoor custom kitchen with stainless appliances, 4-burner propane range, grill, and cabinets. Create an inviting atmosphere with the propane outdoor fireplace. Need more storage? An 11’ x 12’ site-built TuffShed and additional plastic storage shed can handle all the extras. This beautiful home has neutral carpet/wood laminate/tile/colors throughout, vaulted tray/coffered ceilings, crown molding, and ceiling fans. The covered carport and driveway provide off-street parking. Appliances and most furnishings/decor included. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,100
Sqft
0.14 ac
Lot size
2003
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Lutz actives
$202 vs $238
Days on market
0 vs 44 typical
Where $202/sqft sits among the 272 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Paradise Lakes — neighborhood snapshot
Population
1,656
Median age
42
Median income
$113,672
Median home value
$435,500
Avg household
3
Households w/ children
341
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 272
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 20952 LITTLE MAGENS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$150,000
20989 NEGRIL COURT · same community
3 bd · 2 ba · 1,344 sqft · $112/sqft · 113 DOM
Sold · Jul ’26$325,000
21000 NEGRIL COURT · same community
2 bd · 2 ba · 1,322 sqft · $246/sqft · 0 DOM
Sold · Jun ’26$480,000
608 KRAZY LANE
4 bd · 2 ba · 2,074 sqft · $231/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20952 LITTLE MAGENS LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20952 LITTLE MAGENS LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20952 LITTLE MAGENS LOOP FAQs
What would the monthly payment be for 20952 LITTLE MAGENS LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,337/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20952 LITTLE MAGENS LOOP?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20952 LITTLE MAGENS LOOP?+
The most recent tax bill on record (2025) was $2,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20952 LITTLE MAGENS LOOP?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $424,900, this home is listed about 12% below the Lutz median of $481,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20952 LITTLE MAGENS LOOP?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
02Fresh on the market
Listed today in a Lutz market that averages 44 — if it fits, move quickly.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXCEPTIONAL REAL ESTATE · Jill Reid. MLS #W7888267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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